What the Insurance Companies Don’t Want You To Know

Top view of car insurance claim form with car key and calculator Have you recently been in a car accident that wasn’t your fault? Things can move pretty fast, and you may have already been contacted by the other driver’s insurance company asking you to settle the case. You may just want the whole thing to be over, but you should make your decision carefully before accepting any offer they make – there are some things insurance companies don’t want you to know.

The other person’s insurance company isn’t on your side

They may seem friendly and helpful, but don’t forget that insurance companies are in the business of making money – they want to pay as little money as possible and close cases as quickly as possible, no matter what damage their client may have caused.

A quick settlement may not be the best idea

Being in a car accident is traumatic, not to mention all of the stress and worries that come after it. You may be tempted to just accept the first offer so that you can move on from it all, but this may mean trouble in the future.

What you tell them can be used against you

If you talk to the other insurance company’s claims adjuster, keep in mind that they are listening very carefully to everything you say for anything they can use to lessen the compensation you are given or even deny your claim. Even small talk can be used to harm your case. They may ask you questions about the accident and what led up to it, any injuries you or your passengers have sustained, and any medical issues you may have. Be very careful with what you tell them.

Another thing insurance companies don’t want you to know is that hiring an attorney is a smart thing to do. They would rather not deal with an experienced attorney who can help you to fight for the proper amount of compensation for your financial losses and for expensive medical care you may need, now and in the future. If you’ve been in an accident, don’t try to handle the insurance company yourself – contact Patrick D. Troxler, Esq., for a free initial consultation. Call 301-709-7195 today.

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